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  Financial Capability

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The Center for Financial Inclusion defines Financial Capability as “The combination of knowledge, skills, attitudes and ultimately behaviors that translate into sound financial decisions and appropriate use of financial services”. Consumers, community advocate groups and government agencies all agree that financial education empowers individuals with valuable resources to help them make decisions that will impact their futures in a positive way. At the consumer level the incentive is straightforward: not knowing how to manage your money will cost you in the long run. Budgeting, saving plans, investments, buying a home or a car, getting a student loan and even finding a job will benefit from your commitment to learning about making money work for you.

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